Texas Benefits for Veterans: Home and Business Assistance

Texas Benefits for Veterans: Home and Business Assistance

Pexels Ivan Samkov

By Aaron Mead

As a veteran, you’ve earned access to specific benefits that can help you transition from military life to civilian life more smoothly. This article focuses on the home and business-related benefits available to veterans in the state of Texas. From housing assistance to property tax exemptions to small business grants, many programs can help you get back on your feet and position you for a strong start in this next chapter. Let’s look at some of your options!

 

Veterans Home Improvement Program

 

If you’re happy in your current home but it’s a little worse for wear or needs some styling updates, the Veterans Home Improvement Program (VHIP) can help you revamp your living space. The program offers low-interest loans for Texas veterans who want to tackle home improvement projects and repairs.

 

Veterans Housing Assistance Program

 

Say that your goal is to buy a home, but you don’t know how to do it in your current financial situation. The Veterans Housing Assistance Program (VHAP) can help you purchase a home that meets your and your family‘s needs. If eligible, you can get a low-interest loan and a small down payment; in some cases, you won’t have to pay a down payment at all.

 

Texas Veterans Land Board

 

As part of the Texas General Land Office (GLO), the Texas Veterans Land Board (VLB) offers services and benefits to Texas military members, veterans, and their families. The range of services includes low-interest home and land loans, skilled nursing home care, burial and interment services, and more.

 

Texas Property Tax Exemption

 

As you may already know, there is no state property tax in Texas. But the state takes it even further for veterans and their surviving spouses: you may be eligible for an array of partial or total tax exemptions from appraised property values on a local level!

 

Starting a Business

 

One of the first steps in starting a business is creating a business plan, which outlines your goals, target market, competitive analysis, and financial projections. Setting up a Limited Liability Company is a crucial step for new business owners, as it protects personal finances from business liabilities and offers potential tax benefits. For veterans in Texas, establishing an LLC can be streamlined with services like ZenBusiness, which provides specialized support and guidance tailored to veterans’ needs, making the process smoother and more efficient.

 

Finding Grants To Help Fund Your Business

 

If you plan to embark on a business venture, it’s essential to access the grants available to you as a veteran. You might be surprised how many grants out there can provide you with assistance and guidance on all matters related to launching a company. And these programs can help with essential costs like purchasing materials or covering salary expenses.

 

Being able to access these grants can make the difference between success and failure in the early stages of a business. So don’t overlook them if you want to make your entrepreneurial dreams a reality!

 

The Military Reservist Economic Injury Disaster Loan Program (MREIDL) — This federal loan program centers on equipping small businesses to brave the waves if an employee must leave for active duty. It can provide up to $2 million of working capital to cover any obligations during your absence.

 

Veteran Readiness and Employment Program for Disabled Vets — The VR&E program provides a range of services for disabled service members and veterans who want to launch their own businesses, from resume building to career coaching and independent living assistance.

 

SBA Veterans Advantage 7(a) Loan — The SBA designed these loans specifically for veteran-owned small businesses. You or your spouse can be eligible for the loan if you own 51% of the company and are an honorably discharged veteran, active-duty military service member, National Guard member, or active reservist.

 

These are just some of the many benefits available to veterans here in Texas that can make transitioning into civilian life much easier. Look into the ideas above, and continue researching the various home and business programs that can help you start civilian life on the right foot. You’ve served our country well — now it’s your turn to build a happy and successful life in the Lonestar state!

Loading

Trade Careers for Veterans

Guide to Choosing a Trade Career for Returning Service Members

Many returning service members worry about choosing a civilian career they’ll like — and that will give them the quality of life they deserve.

The skilled trades offer a work environment that many veterans like, along with steady, reliable pay.

https://primeweld.com/blogs/news/trade-careers-for-veterans

Loading

PTSD and Sleep

Guide to Sleep and PTSD

https://purple.com/blog/ptsd-and-sleep

The guide covers:

  • What PTSD is and how it impacts sleep
  • Common sleep disturbances associated with PTSD, such as insomnia or night terrors
  • Strategies for addressing PTSD-related sleep issues
  • How to improve sleep hygiene and create a safe sleeping environment
  • Tips for partners of people with PTSD 

Loading

Reasons for Hiring Veterans and How to Complete This Patriotic Mission

Reasons for Hiring Veterans and How to Complete This Patriotic Mission

Anyone who runs a company knows that skilled, reliable employees are tough to come by. Many applicants lack the qualities that make for a dependable worker. Military veterans tend to be some of the best candidates available. The following explains why, along with tips on how to bring them on board.

Qualities That Come With Recruiting Vets

Having been in the military, armed forces graduates possess abilities many do not. As members of an organized system, they’ve internalized the importance of taking orders and following instructions. You couldn’t ask for better team players, a vital element for any organization’s success.

Similarly, soldiers who’ve held leadership roles become effective business leaders. They understand wielding power responsibly and take duties seriously. Accustomed to working under pressure, they’re comfortable making weighty decisions. Other qualities include independence and a strong work ethic.

Advantages That Come With Recruiting Vets

Veterans have considerable skills regarding health and safety protocols. Preparing to face life on the battlefield requires mastering all styles of medical emergency techniques. If your business involves heavy machinery or dangerous situations, the presence of one of these individuals is especially welcome when someone experiences an injury. Those with medical experience during their time in the military are perfect candidates for healthcare positions, including surgical assistants, radiologists, and respiratory therapists.

Veterans are also often comfortable using technology. Many roles in the armed forces involve computers, such as code cracking and drone surveillance. As such, they tend to be savvy at finding information online.

Students of virtual commerce say that, by the year 2040, 95% of all transactions will take place over the web. You don’t want your company to get left behind when it comes to Cyber sales. Someone comfortable with computerization can assist with this transition and will be a stellar pick to become your chief technical officer or IT specialist.

Additionally, your business can earn tax credits for hiring veterans. Ask your accountant about the Veterans with Services-Connected Disability rebates and unemployment tax credit possibilities.

Strategies for Recruiting Vets

Maybe you’re convinced hiring veterans is the right move, yet you aren’t sure how to do it. It’s essentially the same process as looking for civilian employees. Still, there are techniques and sensitivities human resources departments should utilize when placing the call.

Start by letting your local Veterans Service Organization know your interest. These organizations sometimes have job placement programs that will match you with applicants.

Follow this by making a hiring announcement through social media. One key to an attractive job listing is a graphical element. With an online photo editor, you can resize image for Instagram or any other social media platform so they’ll load fast and still look great. From there, uploading files to a variety of platforms is a cinch.

Create job listings that appeal to veterans. Emphasize why your opportunity is perfect for those with backgrounds in the armed forces. Increase comfortability with the prospect of working for you by correctly using Military Occupational Specialty codes. During interviews, refrain from asking about specific deployments or the official reason for discharge, thus sidestepping the perception that you’re probing for confidential military information or a disqualifying medical condition, such as post-traumatic stress disorder.

Hiring veterans is one of the best moves a business leader can make. Those who’ve served are strong both mentally and physically, not to mention highly skilled. Search for patriots who can protect your company with the same vigor they defended the nation.

Loading

A Guide to Hiring Veterans in Your Small Business

Image via Pexels


A Guide to Hiring Veterans in
Your Small Business

Find more helpful content for
veterans at
Vets
Help Center
.

There’s a strong business case for
hiring veterans. Military veterans bring unique experiences and
skillsets to the table and are known for their loyalty, integrity,
and strong work ethic. Companies that hire military veterans also
benefit from tax incentives and a positive public image. Want to know
more? Here’s how to tap the talent of America’s veterans for
business success.

Transferable Skills
for Veterans

From a civilian’s perspective, the
military workforce can seem like a different world. However, military
veterans possess many skills valued by employers.

Soft Skills

Veterans are widely recognized for the
soft skills they bring to the civilian workplace. These include
skills like:

  • Integrity

  • Leadership

  • Teamwork

  • Communication

  • Critical thinking

  • Planning

  • Problem-solving

  • Resilience

  • Flexibility

  • Dependability

Hard Skills

Hard skills specific to a veteran’s
MOS can translate to the civilian workforce as well. Take, for
example:

  • IT and cybersecurity. Tech
    jobs are in high demand for both large and small businesses, and
    veterans who worked as IT and cyber operations specialists are
    well-positioned to transition into these careers. Veterans also have
    access to IT
    training programs
    through Hire Our Heroes and other
    organizations.

  • Translation services.
    Military interpreters and translators are skilled in a variety of
    languages including several Middle Eastern languages. How
    much do translators make?
    Expect to pay $25 or more
    per hour for translation services for niche target languages.

  • Maintenance technicians.
    Military mechanics work with automotive and mechanical
    equipment, industrial control systems, and blueprint and technical
    diagrams, making these veterans ideally suited for jobs
    in building maintenance
    . New building maintenance
    technicians earn around $40,000 per year.

Incentives for Hiring
Veterans

Employers may be eligible to receive
incentives for hiring veterans.

The most well-known is the Work
Opportunity Tax Credit. This federal tax credit of up to $9,600 per
qualifying worker is available to employers who hire target
groups
including certain military veterans. Before
claiming the WOTC, employers must apply for and receive certification
of a worker’s eligibility.

The HIRE Vets Medallion Award is a
federal-level award that recognizes companies that hire, retain, and
develop veteran employees. Small employers can qualify for a platinum
or gold medallion based on the percentage of veteran employees among
other
metrics
.

How to Become a
Veteran-Ready Employer

Employers should do more than hire
veterans. Creating an environment where veterans thrive maximizes the
benefits of hiring military veterans.

Getting approved as a Registered
Apprenticeship Program is one important way that employers can
recruit and develop veteran employees. Registered apprenticeship
programs that get certified under the GI Bill are eligible to provide
GI Bill benefits
including housing allowances and
stipends to qualified apprentices.

Employers should consider appointing a
dedicated human resource professional to support veteran employees.
Veteran employee initiatives should help veterans integrate
and adapt
to the civilian workforce as well as learn
job-specific skills and concepts. This requires managers and leaders
to acquaint themselves with military culture and terminology in order
to meet veterans on common ground.

Familiarity with military culture also
empowers organizations to effectively screen and interview veteran
candidates. Tailoring
questions
to military applicants ensures talented
candidates don’t fall through the cracks as a result of irrelevant
interview questions. Interviewers should questions about an
applicant’s discharge status or disabilities. Such questions are in
violation of the Uniformed Services Employment and Reemployment
Rights Act and the Americans with Disabilities Act.

Military veterans add diversity to your
team while offering hard and soft skills that are highly valued in
the civilian workforce. However, the advantages of hiring veterans
may not be obvious to organizations new to military culture. Use this
information to improve your veteran recruitment and retention
strategies so your company can reap the benefits of hiring America’s
veterans.

Loading

5 Ways Veterans Can Boost Their Sleep and Mental Health

The following is one of many articles from Vets Help Center to offer support and insight to war vets.

 

5 Ways Veterans Can Boost Their Sleep and Mental Health

Are you a veteran who is sick and tired of being tired? You’re not alone. Veterans are commonly impacted by sleep issues, which can have detrimental effects on their mental health. Since mental health can also be a stressful issue for veterans, it’s important to have the resources and information you need to make improvements to the quality of your sleep and overall well-being. That’s where these simple wellness and health tips from Vets Help Center can come in handy:

Seek Out Social Connections

Mental health and sleep can be closely intertwined, which means that if you are struggling with depression and other emotional issues, finding relief could also help you find better sleep. One way you can take better care of your mental health is to stay socially connected, especially after your separation from active duty service. Social connections are essential for both your mental and physical health, so look for ways to stay in touch with friends, family members, and even other veterans. If you’re missing out on the comradery you felt while serving, you can also check out your local VFW or American Legion chapter to meet up with fellow veterans. Joining one of these organizations can be a great way for veterans to stay socially connected so they can boost their mental health and sleep.

Eliminate Sleep Disruptors

Do you wake up with jaw pain or headaches? Have your teeth been chipping or cracking? If so, you may be grinding or clenching your teeth at night, which reduces your sleep quality and can lead to other problems that make it more difficult to sleep. The good news is that it’s easy to solve this issue with nighttime aligners. They provide a soft, slick surface between your top and bottom teeth so they don’t wear down, and as a bonus, they can even straighten your smile in as little as 10 hours a day. There are a lot of options for aligners (with Byte and Smile Direct Club among the most popular), so consult an online buying guide to help you decide which option is right for helping you sleep more soundly.

Schedule More Time for Self-Care

Many people seem to think that self-care is a luxury, self-care is actually a basic necessity for managing mental and physical health. So if you are not making self-care a priority, you could be putting yourself under more pressure and strain that can lead to more issues with your mental health, and of course, your sleep. For maximum sleep benefits, try adding relaxing self-care to your evening routines. Unwinding with a hot shower or breathing exercises can help quiet any thoughts keeping you up at night and prepare your body for sleep. If you tend to have racing thoughts that make it hard to fall asleep, you can also keep a journal by your bed so that you can get them onto paper and off of your mind at bedtime.

Shop for a New Mattress

Are you still sleeping on a full-size mattress leftover from basic training? Upgrading to a quality queen-sized mattress could be the key to improving your sleep. A queen mattress can be a great option for individuals and couples alike, providing more space to sleep without taking up too much space in your home. Having a bigger mattress can actually be better for couples and provides more room when sleeping with your partner. Sleep style and support needs can impact your mattress choice, but brands like Purple and Nectar have multiple options that could be a good fit. Finding the right mattress is one of the most basic steps you can take to reduce discomfort and disturbances during the night, so no matter what size you buy, you should make sure you purchase the best bed for your body type, needs, and sleep preferences.

Search for Veteran Benefits & Support

When you are constantly missing out on quality sleep, you are doing some pretty serious damage to your body and brain. Chronic sleep deprivation can lead to chronic disease, cognitive impairments, and even premature death. So if improvements to your bedroom or routine don’t seem to improve your sleep, you may need to reach out to professionals. Thankfully, the VA does offer help with sleep issues, since many veterans experience sleep issues after their separation, particularly if they have PTSD. You can use these benefits to complete sleep studies and you can work with your healthcare provider to create a treatment plan that will reduce those sleepless nights. If stress about your mental health is making it difficult to sleep at night, you can also seek mental health help from your local VA or veteran organizations.

If you want to get back on track with your life and improve your mental well-being, you have to find ways to get back on track with your sleep. The tips above can be helpful for improving all aspects of overall health, but they can be especially beneficial for enhancing your sleep and taking back control of your life.

Photo Credit: Unsplash

Loading

Helpful Resources and Ideas for Vets Looking to Become Entrepreneurs

Helpful Resources and Ideas for Vets Looking to Become Entrepreneurs

 

About 200,000 service members begin their transition to civilian life each year. While there may not be enough military-oriented jobs available to employ every veteran, there are still plenty of opportunities for making a fulfilling, successful career. If you have an entrepreneurial spirit and dream of working for yourself, then starting a small business might be the perfect path forward. By gathering the right resources and making good decisions along the way, you can put yourself in a position for long-term success. 

 

Vets Help Center gives veterans helpful information and advice on a variety of topics. Here is some practical guidance on how you can lay a solid foundation for your new small business.

 

Financial Assistance 

 

Thankfully, there are quite a few resources available to veterans for financial assistance. The best place to start is probably with grants, as you won’t be required to pay them back. However, don’t be discouraged if you don’t have much luck with grants because loans and other types of funding can also help you to get your business up and running. 

 

Begin your research with the Veteran’s Business Outreach Center (VBOC), which is managed by the Small Business Administration (SBA) and offers a variety of financing programs, among other things. Other options include—but are not limited to—the Service-Disabled Veteran-Owned Small Business Program, Street Shares Foundation, and Small Business Innovation Research (SBIR) Program.  

 

Training and Education 

 

There are also many agencies and organizations that specialize in providing veterans with business training and job training. The SBA’s Office of Veterans Business Development (OVBD), Boots to Business (B2B), and Entrepreneurship Boot camp for Veterans (EBV) are all worth looking into. And of course, you could always go back to school, which could prove invaluable for your business and career as a whole. Look into the Post-9/11 G.I. Bill to figure out what your benefits are for covering the costs of education. 

 

Business Growth Information

 

Along with obtaining funding and training, it’s also essential to arm yourself with a variety of information pertaining to business growth. After all, you’ll need to understand how to build and scale your business if you are to experience long-term success. Research government agencies and private companies such as Zen Business that provide helpful information and programs that can help you learn things like how to create a solid financial plan, how to adapt your business operations during a pandemic, and how to take advantage of technology.

 

Business Ideas for Veterans

 

There are many types of businesses you can start that will allow you to make the most of the disciplines, skills, and knowledge you acquired in the military. Here are a few ideas to get you started:

 
  • Restaurant owner

  • Retail store owner

  • Healthcare advocate

  • Technology consultant

  • Private security

  • Self-defense training

 

Keep in mind that you don’t have to start a business that centers around your military-specific skills. At the very least, the discipline and self-determination required to serve in the military will prove to be a valuable asset, no matter what kind of business you start. 

 

Many employers covet the qualities that veterans bring to the table and are always on the lookout for veteran applicants. But if you want to work for yourself, or for some reason you haven’t been able to land a promising job, starting a business could be the best way forward. Look into all of your resources in terms of financial assistance, training, education, and business growth that can help you begin your business on solid footing. These resources abound, so continue your research to see what all is out there, and think carefully about the type of business you would like to run for the foreseeable future!

 

Are you looking for information and advice on how to navigate the world after service? Visit VetsHelpCenter.com today!

Loading